Monday, August 24, 2020

What Is The COVID-19 Disclosure Form For Visitors?

With the ongoing Coronavirus pandemic, in California, your agent most likely sends out a COVID-19 disclosure form for you to sign before each and every showing. This is called the Coronavirus Property Entry Advisory and Declaration - Visitor (C.A.R. Form PEAD)

The COVID-19 disclosure form is intended to educate buyers and sellers about the risk of exposure to covid 19 and any associated injury or harm as a result of permitting accessing to your property. 

Below is a brief explanation of each item on the document:

Document provided by California Association of RealtorsDocument provided by California Association of Realtors

*sample form above provided by the California Association of Realtors

Item #1 - Risk of Exposure 

It spells out that COVID 19 is a world wide pandemic and that everyone is at risk of exposure to it.

Item #2 - Government Orders 

This part talks about the "Stay at Home" order by the government and other directives limiting the activities that businesses and members of the public can engage in.

Item #3 - Visitor Advisory 

You are advised that if you engage in activities prohibited by the COVID-19 Directives, you are acting against the advise of your broker. Agents are to comply with the safe COVID-19 practices and you are required to take reasonable steps necessary to protect yourself and others. 

Item #4 - Purpose of Entry 

Explains the purpose of the entry is for performing activities or providing services for the facilitation of real estate transaction. 

Item #5 - Property Entrant Rule 

It outlines the "Posted Rules of Entry". You are voluntarily entering the property and agrees to take all necessary and reasonable precaution to prevent the spread of COVID-19.

Item #6 - Signer Acknowledgement and Authorization 

No written marketing materials will be at the property. The "Posted Rules of Entry" will be posted at the entrance of the property for all to see. Signer agrees that even though others have been advised to clean and disinfect the property before and after every showing, there is no guarantee that any or all instances of  COVID-19 has been removed. Signer has been provided an electronic copy of the Mandatory Government Showing Requirements, including Best Practices Guidelines and Prevention Plan. Signer can obtain online information about COVID-19 Directives from the California Department of Public Health (CDPH) and Industrial Relations (CalOsha).

Item #7 - Singer Representation 

This item points out that accessing property for the purpose mentioned above, may be dangerous and unsafe and could expose you or others to COVID-19 and that you are voluntarily accessing the property. You are signing that to the best of your knowledge, in the last 14 days, you have not been in contact with anyone with someone with COVID-19 and that you yourself are currently not afflicted. It states that you are not currently experiencing symptoms associated with COVID-19. It also explains that any person with COVID-19 may not show symptoms, not be aware that they are afflicted and may not voluntarily agree to disclose their condition. In bold letters, you are to inform broker if anything changes to your health condition after signing this form.

Item #8 - Accompanying Minors 

Adult signers acknowledges that the same rules and disclosure apply to minors. You, as an adult, are responsible for the safety, care and conduct of minors touring the property with you. 

Item #9 - Exceptions to Representations and Additional Terms 

Here you will find additional terms not prewritten on this form.

Item #10 - Agreement, Declaration and Assumption of Risk 

By signing, you are declaring that your statement is true, that you agree to take all recommendation and reasonable actions to protect you and others from exposure to COVID-19 and that YOU ASSUME THE RISK when entering the property. 

Again, in bold letters, you understand and agree that no one, including but not limited to real estate brokers and agents, can guarantee that you will not be exposed or contract COVID-19

By signing the document, you acknowledge that you have read, understand, voluntarily agree to the foregoing and will adhere to the Posted Rules of Entry, and have received copy of the document.

A document attached to the disclosure is the Mandatory Government Showing Requirements, including Best Practices Guidelines and Prevention Plan. It outlines the following:

  1. Showing Rules for Listing and Buyer's Agents
  2. Cleaning and Disinfecting the Property and Sanitation Products
  3. Rules for Every Visitor
  4. Rules for Seller

Document provided by California Association of RealtorsDocument provided by California Association of Realtors

*sample form above provided by the California Association of Realtors

The main goal of the document is full disclosure with regards to COVID-19 to protect you and others. 


If you or someone you know is looking to own, sell or invest in real estate in Canyon Lake - Menifee area and the surrounding cities, I'd love to help! 

Angela Carpio, Realtor



Monday, August 17, 2020

3 Reasons Why Buyers Should Get a Home Inspection

Since buying a house is arguably the largest transaction any person will every make in their life, I always advise my clients to hire their own independent home inspector to determine the condition of the property for which an offer is made. You are not required to but I highly advise you do so. Here are three reasons why home buyers should get a home inspection

Home inspectors provide a professional report on the condition of the house.

A home inspection will help you gain a more in-depth understanding of the condition of the home and identify major issues concerning the house. A good inspection report covers items relating to the property in the following broad categories:

  • Foundation, basement and under-floor areas
  • Exterior of the building
  • Major home systems such as mechanical, electrical and plumbing
  • Interior of the building
  • Fireplaces and chimneys
  • Other built-in systems and appliances
  • Pools and spas (sometimes optional)
  • Environmental hazards (a separate report may be provided by the seller)

Home inspection can save you money in the long run. 

Depending on the result of the report, you may be able to negotiate a lower price for the property. The seller may agree to fix certain items before moving forward. If you have an estimate from a roofing contractor saying that it would cost you $10,000 to fix a leaky roof, it is not unreasonable to ask the seller to repair it or negotiate a better deal. Addressing the issues before close of escrow can save you headaches and money in the long run. 

A home inspection report can help plan for future repairs and replacements.

A home inspection report is a great tool for for planning ahead. Knowing how old the water heater may give you an idea on how many more years before you have to replace it. If you're planning on renovating, the report may help you decide whether the property in question may need a lot more work than you're willing to do. 

Keep in mind that the report is the personal opinion of the person who prepared it and that the report is a visual inspections and not invasive. Bottom line is, for your peace of mind and to possibly avoid buyer's remorse, hire a home inspector. It'll cost you maybe $500 in the beginning but it could potentially save you thousand of dollars in repairs. 


If you or someone you know is looking to own, sell or invest in real estate in Canyon Lake - Menifee area and the surrounding cities, I'd love to help! 

Angela Carpio, Realtor



Monday, August 10, 2020

How To Make An Offer On a House

So you found the perfect house and you're ready to make an offer. Now what? Here's how the process typically goes for my clients. 

Have your lender run the numbers

Before making an offer, I have my clients' lender run the numbers. They need to know what their estimated monthly payment is so there won't be any surprise later. It includes costs like HOA dues, property taxes, and insurance. They need to know how much money their going to need for down payment and closing cost. 

Have your agent run the comps

When I give my clients advise on how much to offer, I make sure I back it up with data. I do that by running the comps on the property they want to make an offer on. We look both at what similar homes sold for and at the current homes for sale in the area to help them get a feel of the appropriate price to offer. It is my duty to be fair and honest with them so if I think I can get them a deal, I will get them a deal. If I think they should come in at asking, I will advise them to do so. If I think they should come up higher than list price (multiple offer situation), I would be honest about that too.

Determine the terms of the contract

You'll need to determine your offer price, desired closing dates, earnest money deposit, contingencies and seller concessions you'll be needing in order to close the loan. In a competitive market where my clients are competing against multiple offers, I usually advise to shorten the inspection period, appraisal and loan contingency removal and escrow if possible. Ask you agent for advise if you're not sure what to do. This is what we are here for. My clients are all well versed in the process of home buying because I make sure that I answer all their questions and explain everything they're signing. 

Sign and submit your offer

In California, your real estate agent will submit the offer in the form of the C.A.R. Form RPA (Residential Purchase Agreement). Before my clients sign the agreement, I ask them to make sure the names are spelled correctly, the address verified, the numbers are correct and the terms of the contract are exactly what we spoke about. Nowadays, I used Docusign to have my clients electronically sign the documents. I then double check before I submit the offer to the listing agent. 

Offer is then presented and seller responds

Upon receipt of offer, three things can happen. Seller can accept your offer and sign the RPA or seller can just not sign the offer and reject the deal altogether. What usually happens is seller will send a counter offer that a buyer can either accept or counter back. This is when the negotiation takes place. Price, contingencies, repairs, concessions, timelines and many more can be negotiated. Always seek the help of your agent. 

Sales contract is finalized, signed and escrow is opened

Once the sellers and buyers agree on the terms of the contract, the document is updated accordingly and signed. The fully executed purchase agreement is sent to an escrow company to open escrow and assuming everything goes smoothly, you'll be a home owner in 30 days or sooner depending on the contract. 


If you or someone you know is looking to own, sell or invest in real estate in Canyon Lake - Menifee area and the surrounding cities, I'd love to help! 

Angela Carpio, Realtor



Monday, August 3, 2020


There are many reasons to love Canyon Lake but here are the top three reasons why:

The Amenities

There are many elements of comfort and convenience available to residents of Canyon Lake. Happy Camp campground provides access to docks for boating, fishing, swimming, picnic areas and Wifi connectivity.

Do you need a place to board your horses? The Equestrian Center is an exclusive boarding facility for POA members. Don't have a horse? You are still welcome to walk the grounds and watch the horses in the arena. 

As the days get hotter, CL residents can head to the many beaches to cool off, bbq and just hang out with family and friends. Personally speaking, it's an awesome place to watch the sun sets. Another great place to chill out is at the recently renovated pool. Do you know that they offer swimming lesson during summer time (except this year due to COVID19)? 

You can take your kids to the many parks and playgrounds to burn all that energy and keep your sanity (I would know...believe me). 

Do you love sports? Well, we have a golf course, basketball courts, pickle ball courts, tennis courts, and beach volleyball court. The Club House is an excellent place to get together with old friends and meet new. 

The Community

Arguably one of the best communities to live in. Canyon Lake is home of the wake boarders, water skiers, the paddle boarders, the kayakers, paddle boaters, the Booze Fairies, the Girl Scouts, the Boy Scouts, the golfers, the non-golfers, the tennis players, pickleballers, and volleyball athletes, the beachgoers, the stay-at-homers, the health fanatics and the food enthusiasts. 

You have the car aficionados, the bass masters, the K9ers, cat admirers, all sort of pet lovers, the Choraleers, the Little Leaguers, the Roadrunners and many more

It's where outdoorsy people flourish and the not-so-outdoorsy ones can still meet new friends. It is where die hard sports fanatics can talk smack on the beach and still offer each other a can of cold beer. 

Canyon Lake is where homeschoolers, charterschoolers and public schoolers unite to show camaraderie during this pandemic to teach each others' kids.

Here thrives the little entrepreneurs from a kid's lemonade stand to cookie fundraisers to the neighborhood kids' doing a garage sale so they can buy their own toys. 

You see in Canyon Lake, regardless of your race, color, country of national origin, religion, sex, disability or familial status, you will be always welcomed. Maybe not everyone will agree with what you believe or say but you will always find someone who will and most importantly, your difference of opinion will be respected. 

The Lake

The best reason to love Canyon Lake is the the actual lake itself. It's what allows us to enjoy our favorite water sports, have a good time fishing and revel in the company of friends and family while out boating. 

There is nothing like celebrating 4th of July watching the fireworks on the lake, nothing like seeing the sparkling light reflects on the calm water right before the sun sets every night. 

Most of all, there is nothing like seeing the smiles on the faces of the people you love as you enjoy living your best life in Canyon Lake. 


If you or someone you know is looking to own, sell or invest in real estate in Canyon Lake - Menifee area and the surrounding cities, I'd love to help! 

Angela Carpio, Realtor



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